Our Investment
Philosophy

Our Unbiased Advice

We are a fiduciary, which means we are legally obligated to put your interests first when it comes to selecting the appropriate investments for you. We are not selling any products or investments. The only compensation we are able to receive is from our client.

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Our Process

Listen-Create-Implement-Review

We know from years of experience that your success starts with our ability to listen. You are unique and in order to meet your financial goals, we want to listen and fully understand you. After careful consideration, we create a realistic investment strategy that is best suited to reach your financial goals.

We implement your customized investment plan using a tactical asset allocation process, optimizing the investment portfolio through risk and return expectations and global diversification. The investment vehicles used in your investment portfolio, primarily no-load mutual funds and Exchange Traded Funds, undergo a rigorous investment screening process.

Once implemented, we continually monitor your investments and review your investment portfolio with you, making the necessary changes to ensure that you are on track to meet your financial goals and dreams.

Our Investment Philosophy

We are often asked, “Who are your most successful clients?” Without a doubt, they are the clients that invest for the long-term, allow us to set the appropriate asset allocation strategy, and have us make the necessary adjustments to their accounts during the course of the investment portfolio’s growth.

Asset allocation is the process of dividing an investment portfolio among different categories, such as stocks, bonds and cash. The goal of the strategy is to minimize risk or volatility, given the expected potential return of the portfolio. The process may seem simple, but getting the proper balance of asset classes and eliminating investor emotion can be challenging. That is one aspect of the investment process where we make the difference and we have for decades.

By listening and understanding you, we are able to determine the correct balance of these asset classes and make the proper adjustments over time. We firmly believe that an asset allocation model tailored to each client provides the optimal investment strategy.

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